We can help you maximize dental insurance benefits! Did you know that your dental insurance benefits expire automatically on December 31 every year? That date is approaching quickly, so it’s time to start thinking about making the most of your dental benefits before time runs out. Call us today to get your end-of-the-year appointments scheduled and on the books for peace of mind, and to get the most out of the dental insurance you pay for.
Learn More about dental insurance from the American Dental Association: “Use it or Lose it”
Making the most out of your dental benefits before the end of the year is a smart and cost-effective decision. Here are some steps you can take to maximize your dental benefits:
Remember that dental benefits typically operate on an annual basis, and any unused benefits generally do not carry over into the next year. By taking advantage of your dental benefits before the end of the year, you can ensure that you’re making the most of the coverage you have and maintaining your oral health.
Checking your dental insurance plan to see if your Flexible Spending Account (FSA) funds rollover is a smart financial move, as it can help you make the most of your FSA funds. Here’s how you can go about it:
a. Use It or Lose It: Some FSAs follow a “use it or lose it” policy, where any unused funds at the end of the plan year are forfeited. In this case, you’ll want to spend your FSA funds before the deadline.
b. Grace Period: Some plans offer a grace period, typically up to 2.5 months after the plan year ends, during which you can incur expenses and use your FSA funds.
c. Rollover: Certain FSAs allow for a rollover of up to $550 of unused funds into the following plan year. This provides more flexibility in using your FSA funds.
By checking your dental insurance plan and understanding the rules for your FSA, you can make informed decisions about how to utilize your FSA funds most effectively. Whether you need dental treatments, orthodontic work, or other oral health services, knowing the rollover policy can help you budget and plan for your expenses. Don’t let your dental insurance benefits expire before you maximize them this year!
Now you know you can save possibly thousands of dollars by using your dental insurance benefits before the end of the year! Deductibles are often met, annual maximums won’t roll over, and premiums may increase. So, it’s more important than ever to use your dental insurance benefits to the maximum. Don’t let your 2023 dental insurance benefits expire and go to waste! Call and make your appointments today to get on the books before the holiday season begins and schedules get busier! Premier Dental in Lee’s Summit can help you maximize dental insurance benefits! We can’t wait to see you.
Dr. Stephan Caye and his friendly, experienced team at Premier Dental offer affordable family dentistry and gentle dental care in the Lee’s Summit, MO area. Our office is conveniently located off of Highway 50 and SE Blue Parkway. We offer appointment times Monday through Friday to meet your needs. At Premier Dental, we provide most dental health services, from family and general dentistry to specialty procedures, including dental implants, dentures, endodontic or root canal treatment, teeth whitening, cosmetic dentistry, emergency dental care and much more. We accept most dental insurance plans and offer affordable financial solutions for any budget. Please call us at (816) 600-6330 to schedule an appointment.
We can help you maximize dental benefits! Did you know that your dental insurance plan will automatically reset on December 31 every year? That date is approaching quickly, so it’s time to start thinking about making the most of your dental benefits before time runs out. Call us today to get your end-of-the-year appointments scheduled and on the books for peace of mind, and to get the most out of the dental insurance you pay for.
Learn More about dental insurance from the American Dental Association: “Use it or Lose it”
This will vary from person to person, depending on what unique services you need to make your oral health 100 percent. Talk with your dentist to determine what services you need to stay healthy. More than likely, a routine dental exam and cleaning is an appointment almost everyone can make before the end of the year – this is a preventive care appointment.
Check over your insurance plan to learn if your insurance covers multiple cleanings every year. If so, make the most of your dental benefits by getting your cleaning in before the holiday-craziness begins and schedules tighten. Also, if you have questions for your dentist or you are curious about the status of your oral health, a routine check-up is the perfect way to learn about your teeth’s health and ask questions.
Appointments can often be categorized into two groupings – preventative and elective services.
Preventative dentistry is all about maintaining oral care and preventing oral health problems down the line. This often includes regular cleanings, regular oral exams, routine x-rays, and a oral cancer screening. Dental insurance plans often fully cover preventative care services and appointments. You can also help maintain your oral health at home by brushing twice a day and flossing once a day.
It’s here again – the holiday season is upon us. With trick-or-treating, turkey and football, and a big Christmas tree in our near futures, thinking about going to the dentist can fall to the back of our brains. It’s so easy to do, so we’re here to remind you today about the importance of getting the most out of the dental insurance you pay for. When end-of-the-year rolls around, it’s imperative to use your dental benefits and get your appointments scheduled to see your dentist.
Use it or Lose it … check out these tips to maximize your dental insurance benefits and flexible spending accounts HERE.
Did you know you can save possibly thousands of dollars if you use your dental benefits before the end of the year? Dental insurance deductibles are often met, annual maximums won’t roll over, and next year’s premiums may increase. So, it’s time to start thinking about what dental services you and your family may need and want.
If you need larger dental treatments and you’ve met your deductible, the end of the year is the perfect time to get these treatments completed! Once you reach your deductible, out-of-pocket expenses drop dramatically, so treatments are easier to get done and less expensive for your wallet.
If you’re getting close to reaching your annual maximum, talk with us at Premier Dental and we can help create a plan to split treatments between year to year, if needed. We love to work with you and your insurance to create the perfect plan for your treatments to get you the treatments you need and the services you want!
It’s a busy time of year. Our stomachs are already grumbling in anticipation of roasted turkey and pumpkin pie. Our minds are busy thinking about Christmas presents and holiday breaks from the workroom. In the hustle and bustle of everyday life, it’s easy to forget to take care of ourselves and instead get lost in the busyness of it all. However, no matter how busy we may be, it’s so vital to keep up with our oral health and hygiene. No one wants to worry about a cavity or a filling around the holidays, and that’s why it’s crucial to check in with your dentist before the end of the year.
Walk into almost any store in the next few days and you’ll see a slew of Christmas decorations. While some of us may be surprised to see aisles full of blow-up Santa’s and sparkling Rudolph’s, the truth is, the end of the year is approaching quickly and is a busy time. Our schedules often fill up with family events, holiday parties, and to-do lists, so it can be easy to forget about scheduling our dental appointments. It’s important to make the most out of your dental benefits before the end of the year because any remaining benefits will not rollover into the next year.
Find out more about How Dental Insurance Works.
Now that the leaves have fallen and Kansas City has already had several snowfalls, the holidays are upon us and you need to use your 2018 dental benefits before you lose them!
Did you know that your dental insurance benefits expire each year on December 31st? Yep, whether you have used your benefits or not, they expire. (Yes … even though you paid for them!)
