maximize-dental-insurance

USE It OR LOSE It!

We can help you maximize dental benefits! Did you know that your dental insurance plan will automatically reset on December 31 every year? That date is approaching quickly, so it’s time to start thinking about making the most of your dental benefits before time runs out. Call us today to get your end-of-the-year appointments scheduled and on the books for peace of mind, and to get the most out of the dental insurance you pay for.

Learn More about dental insurance from the American Dental Association: “Use it or Lose it”

Why Should I Make an Appointment?

This will vary from person to person, depending on what unique services you need to make your oral health 100 percent. Talk with your dentist to determine what services you need to stay healthy. More than likely, a routine dental exam and cleaning is an appointment almost everyone can make before the end of the year – this is a preventive care appointment.

Check over your insurance plan to learn if your insurance covers multiple cleanings every year. If so, make the most of your dental benefits by getting your cleaning in before the holiday-craziness begins and schedules tighten. Also, if you have questions for your dentist or you are curious about the status of your oral health, a routine check-up is the perfect way to learn about your teeth’s health and ask questions.

Appointment Types – Preventative and Elective Services

Appointments can often be categorized into two groupings – preventative and elective services.

Preventative Dentistry Services

Preventative dentistry is all about maintaining oral care and preventing oral health problems down the line. This often includes regular cleanings, regular oral exams, routine x-rays, and a oral cancer screening. Dental insurance plans often fully cover preventative care services and appointments. You can also help maintain your oral health at home by brushing twice a day and flossing once a day.

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maximize-dental-insurance

It’s here again – the holiday season is upon us. With trick-or-treating, turkey and football, and a big Christmas tree in our near futures, thinking about going to the dentist can fall to the back of our brains. It’s so easy to do, so we’re here to remind you today about the importance of getting the most out of the dental insurance you pay for. When end-of-the-year rolls around, it’s imperative to use your dental benefits and get your appointments scheduled to see your dentist.

Use it or Lose it … check out these tips to maximize your dental insurance benefits and flexible spending accounts HERE.

Save Money, Make Appointments

Did you know you can save possibly thousands of dollars if you use your dental benefits before the end of the year? Dental insurance deductibles are often met, annual maximums won’t roll over, and next year’s premiums may increase. So, it’s time to start thinking about what dental services you and your family may need and want.

If you need larger dental treatments and you’ve met your deductible, the end of the year is the perfect time to get these treatments completed! Once you reach your deductible, out-of-pocket expenses drop dramatically, so treatments are easier to get done and less expensive for your wallet.

If you’re getting close to reaching your annual maximum, talk with us at Premier Dental and we can help create a plan to split treatments between year to year, if needed. We love to work with you and your insurance to create the perfect plan for your treatments to get you the treatments you need and the services you want!

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‘Tis the Season to Use It OR Lose It

Walk into almost any store in the next few days and you’ll see a slew of Christmas decorations. While some of us may be surprised to see aisles full of blow-up Santa’s and sparkling Rudolph’s, the truth is, the end of the year is approaching quickly and is a busy time. Our schedules often fill up with family events, holiday parties, and to-do lists, so it can be easy to forget about scheduling our dental appointments. It’s important to make the most out of your dental benefits before the end of the year because any remaining benefits will not rollover into the next year.

Find out more about How Dental Insurance Works.

Maximize your Dental Insurance Plan… Here’s How:

  • Know your dental insurance plan benefits. When you know what your deductible and maximum limits are, you’ll know how to plan out your treatments. It’s helpful to talk with your insurance company to know what treatments are covered and at what percentage. Then, you won’t be surprised with a higher dental bill than anticipated and can plan for any treatments that aren’t fully covered.

 

  • Preventative services are so important! Cleanings and other preventative services are often free with any dental insurance plan. So, not only are you getting services for free, you’re avoiding more expensive services in the future by keeping your oral health in top notch condition!

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dental-insurance

Dental Insurance: Use it OR Lose It

Now that the leaves have fallen and Kansas City has already had several snowfalls, the holidays are upon us and you need to use your 2018 dental benefits before you lose them!

Did you know that your dental insurance benefits expire each year on December 31st? Yep, whether you have used your benefits or not, they expire. (Yes … even though you paid for them!)

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dental-insurance-companies

The month of December is a very hectic time of year, and in the midst of planning and enjoying holiday celebrations, it is quite easy to forget to completely use all your remaining dental benefits and to renew your coverage with your dental insurance companies for the upcoming 2018 year.

This is one administrative aspect of managing your health that should go to the top of your “To Do List,” as your current dental insurance companies benefits will expire on December 31, 2017. We want to remind you that if you don’t use all of your dental insurance benefits by the end of each calendar year, you will most likely lose them, as they do not roll over to the next calendar year.

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